Saturday, March 17, 2007

Board Doc

V Organization and Management

Key Personnel

Public Trust Co. Board of Directors

Chief Executive Manager (CEM) David W Coon

1. Trust Business Coordinator (TBC)

2. Chief Financial Officers (CFO)

3. Legal Relations Advisor (LRA) ::Hired::

Provides me with all legal advice and service

4. Universal Alignment Psychologist (UAP)

5. Public Relations Consultant (PRC)

6. Technology Engineering Consultants (TEC) ::Hired::

Provides TCo. with all Web design needs

Extra

Think About It 4 Web

TAI 5491 Version 1.02 3/13/07 Pages: 20
Note: Official draft of the Business Plan

Think About It 4




Business Plan


www.publictrustco.com

MajorityEquality@gmail.com

(518) 810-4649

Founded on October 21, 2006

NYS Department of State Incorporation DWC Public Corp
Established: February 14, 2007


David W Coon; Chief Executive Manager


Friday, March 02, 2007





This business plan contains all public proprietary information about DWC Public TCo. This information may be shared, copied, and distributed by any member of the public.

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Table of Contents
Page
Executive Summary…………………………………………………… 3

I Background and Purpose

History – How did this company get started?
Product/Service – Real Estate, Commercial Services, Publishing, video media products, small business development.
The Concept – A public Real-Estate company that shares the equity. This also provides free apartments for employees.
Objectives - To establish a fair and honest company, that puts people before profit and helps the world (instead of just making money)

II Market Analysis and Marketing Strategy

Market Research
Overall Market
Specific Market Segment
Competitive Factors
Marketing Orientation
Marketing Strategy


III Development and Production

Research and Development
Production Requirements

IV Financial Data

Financial Position
Payables/receivables
Cost Control

V Organization and Management

Key Personnel
Other Personnel












Table of Appendices


Appendix A Web Links
Appendix B Sales and Profitability Objectives
Appendix C Market Survey
Appendix D Production Flow Chart
Appendix E Price List / Catalog
Appendix F Sample Advertisement
Appendix G Sample Press Release
Appendix H Historical Financial Statements
Appendix I Video of Products
Appendix J Glossary



Executive Summary


Public Trust Partnership DWC Public Trust Co.



The main concept of this company is nothing new, I want to have a public company that uses the skills and talents of many people for the good of the company. Everyone enjoys profit sharing.
What makes this so different is that we are living in the Age of Information Generation. We are going to use the newest technology (communication has changes drastically), the best ideas (smart houses and free online entertainment), and we are basing this entire Public Company on the Code of Honor. We are changing the way business is done. We believe in Public Trust, Honor, Honesty and Equality.


I Background and Purpose
A History
B Product/Service
C The Concept
D Objectives

I Background and Purpose


A History
The DWC Housing Company was founded on October 21, 2007. David W Coon, the founder of the company, wrote an 69 page book about the process that he went through discovering many different means of making money. You can read the 3rd Edition of Think About It at
http://thinkaboutit3rdedition.blogspot.com/
Freedom Publishing has plans to publish the 4th Edition Online very soon. This book details every “Critical Instant Point” that lead to the creation of DWC Public Trust Co, the PTP and the Code of Honor.


B Product/Service
The DWC Public Trust Company offers a very wide range of products and services. Our main investment is real-estate. Every piece of property generates income for the business.

Over time, TCo. has grown to include several different, interrelated small business, and thus has become a holding company for as of now, four independent but interconnected businesses.


PTP Real-Estate Co
“Highest Standard of Living for All PTP Members”
The more real-estate (house, apartments and commercial business) we own and operate following the values of Public Trust, the bigger we can get and the more people we can help.

Adack Furniture Co
www.adackfurniture.com

“Quality Adirondack Furniture made in the Upstate NY, USA”

Provides PTP Real-Estate will all furnishings.
We can rent out real-estate at higher prices if it is fully furnished, using the high profit short term model (hpft)

PTP Freedom Publishing Co
www.ptpfreedompub.com

“Free online publishing, read it first, then buy it in print. The First Free Online Web Publishing Company, anyone can submit work and get published free. All Published work is for sale in print. ”


Freedom Publishing puts our Voices into the world, for all to hear. What we have to say we say for free, so the Public can hear. And buy if only if they like it enough and want to support independent writers.


Free Movie Web Entertainment Presents
Free Web Flix and Music
www.freewebflix.com
“Free Quality online video entertainment”

Age of Information Generation Studios
PTP Real-Estates will provide a location for a small movie studio.

Provides all PTP business will Product Placement Advertisement
This is the BIGGEST Potential money maker.


C The Concept – Do what we do better than everyone one.
The Public Trust Partnership and DWC Public Trust Co have 4 concepts that will make this business a success. All PTP business is bureaucratically outlined in the Code of Honor.
Why this business is going to be successful is because of our basic business concept plan:

Public Trust – all business is “fair and honorable”
Synergy – all PTP business partners work together
Consolidation – Save money by consolidating business
Specialization – Individuals specialize and focus on what they like and what they want to do, provides that skill for the good of the business.

D Objectives


To establish a “fair and honest” Corporation, that puts people before profit and helps the world (instead of just making money)

To establish the Public Trust Partnership (PTP) and to encourage young people to start their own “ethical” businesses and join the partnership. We want an alternative to the traditional immoral method of running business. We believe that business should help the public and society.

II Market Analysis and Marketing Strategy

A - Market Research
B - Overall Market
C - Specific Market Segment
D - Competitive Factors
E - Marketing Orientation
F - Marketing Strategy

II Market Analysis and Marketing Strategy

A - Market Research
I have lived in the City of Albany for 5 years to date, I have had four apartments all over the city. I have done my research. I know what the people want. I know what college students want. I know how a landlord should act. I know that I can do a better job then every landlord I have ever had. All because I care about what I am doing, I care about the happiness of my clients and employees, not about money. This makes all the difference.


B - Overall Market Expensive and very low standard of service

The real-estate market is way down. There are tons of house for sale. This is the best time to start buying and refinishing. We have a perfect market opportunity to get in while the houses are cheap.
There is plenty of need to rent apartment to college students in Albany. There are 5 major colleges in the area. Most landlords would rather rent to non-college students because of their ‘youthful nature’, and potentially destructive behavior. I know how to deal with college students, as I largely built my business model around being a college student myself.

C - Specific Market Segment

Young People (age 18-25), college students or financially independent working individuals and families. This segment is not only the primary renting population, but also the workforce that I want to use. These college students are intelligent and looking for work. They are willing to work for very low wages doing stuff they hate to do. I come along and offer them more money doing what they went to school for, and they can’t believe it. They love it.
This is what they are looking for. They are looking for jobs to pay for their basic expensive. I can take it one step further. I want to give them free rent as part of their pay. We have a lot of details to work out, but the concept is perfect. This system builds happy and loyal employees, for life.

D - Competitive Factors

There is no completion. No one else is doing what we are going to be doing better than us. When other companies discover that running business based on people and not money, that it is actually more profitable in the end, then maybe we will have some competition.
E - Marketing Orientation
Network marketing! Facebook and MySpace are amazing tools to find the people that I need as clients and employees. Starting with who I know, I teach my friends about the public business, and the amount of money that we can make by working together. They tell their friends, which they take as creditable because friends don’t report something like this if they didn’t believe it themselves. There is no limit to the size that is can grow.

F - Marketing Strategy

The websites are the major form of marketing. In combination of the product placement advertisements and network marketing, we can quickly capture this technically savvy market segment of college students. I want to hire these people before they get sucked into the corrupt corporate world.

H Employee Small Business- All employees are eligible for Free Rent, plus other BSoL benefits

Commercial Service

Restaurants, Food Service, Catering
Don’t have enough time to get to the grocery store? Try one of our home delivery options. Shop anytime from home!
Order On-Line- Ready meals or fresh groceries. $ $ HS S C

Professional Services/Trades
Financial Services
Primerica – CITI Bank
Personal/ family Debt management,
Home equity loans, debt consolidation loans
High Interest Investments – Roth IRAs, Mutual Funds
Income Protection, Life Insurance, Retirement
Home Refinishing
We can completely update and renovate your home.
Decks, Painting, Yards, Appliance Installation, we can refinish any room in your house. Plus help you with financing. $$ HS S C
(And everything thing else they are teaching us in college)
Driving Service
Delivery – Services to deliver all products and services directly to the clients. Everything from Food to Furniture. $ $ HS C
Free Client Pick-Up – Professional driving services to and from the Hotels and Bed and Breakfasts. $ HS C
Free Employee Transportation – This can effective consolidate all employees transportation costs. Paid for by the TCo. drivers will always be on call, all employees don’t need/want private cars. $ C

III Development and Production

Research and Development

Design plans for “SMART HOUSE” –by DW Coon

“Smart Houses are updated for the future. Living has changed, shouldn’t your houses change too? If you are living in an out dated house, and you are competing in the global economy, you are at a disadvantage. “Smart Houses intergrades your life style with the world around you, so you have complete control over the space you living in. you can be as productive and public, or as lazy and private that you want.”
The best part is, we can help bring this to you.
“Imagine: you are coming home from work, you come in the front door, (take a deep breath, and you sit down to relax from you busy day. Now you probably don’t want to do more work, but if you are living in a Smart Houses, everything will be taken care of.
Electrical All rooms are going to have designed lighting, all controlled by your personal computer. Your personal assistance AI, using Smart Talk will have programmed voice commands for almost all of your needs.
You program your own code words for what ever you would like the Smart House to do.
“SHUT OFF LIGHTS”, “Dim lights in the Kitchen”
You can set up audio clips to respond
“YES SIR” in a sexy female voice


“Music on, Play Classical” “Play Red Hot Chili Peppers”
“Can’t stop addicted to the shindig”
Surround Sound Speakers are installed in most rooms.
Plumbing – Nice Bathrooms too. Great attention to all sinks, are they first class? And the shower must in optimal for 2 people, and great for one. Who doesn’t like a nice hot shower?
Hot Water- solar hot water heater
Saves on electricity, and is good for the environment
Heating- State of the Art floor heating. This is a system that you heat the floor. It is high efficiency, relatively cheap and comfortable. If it is cold outside, we guarantee that you will be warm inside a smart house. Now only is the thermostat connected to the Smart Talk, so you can ask what temp it is, inside or out, or in CA. But it knows what you like, and it is one step ahead of you. But you can always ask.
“What Temperature is it?”
“It is currently 68o, 48o out side”


Food You can order food using Smart Talk. You can order anything and have it delivered to you house. You don’t have to go grocery shopping if you don’t want to, or you can order First Class dinners, delivered and served to you in your dinning room.
Security Smart Talk will have build in Home Security Systems. It can alert Police, Fire, or Medical Assistance automatically by voice command or other pre-set situations. Provides complete protection.
Also can have voice door looks. Only your programmed voice unlocks and opens the door, great for when your arms are full. Can be program for guest and delivery. So when that fresh hot food arrives, the door unlocks and opens for the waiter, so he can bring it directly to the dinning room table.
Driving Services Use Smart Talk to arranging for a Driver. The Smart House System works with DWC PTCo. Personal driving services, so you can be anywhere you need to be, for half the price of owning your own car.
Cleaning Home cleaning and laundry services are available,

Production Requirements

-Financing the first few homes with loans
This is causing some problems because the real-estate market is down, and banks don’t want to invest into a business with less than 2 years of history.
It is a obstacle, nothing more. This is an opportunity for the community, banks don’t care about that, all they care about is risk.
It is sad that all I am to them is a risk, if they only knew what I know.

-Find the employees and the rest of the Board of Directors
IV Financial Data Financial Position

We need a around $85,000 Mortgage to get the first house.
Payables/receivables

First House
$545.74 Monthly Payment
Loan Amount: $80,000
Interest Rate: 7.250%
Term of Loan: 30 years (fixed)

Picture of house

Cost Control

The Board of Director, and the Chief Financial Officer is this companies’ cost control. The CFO will be in change of managing the money.



V Organization and Management

Key Personnel
Public Trust Co. Board of Directors
Chief Executive Manager (CEM) David W Coon
1. Trust Business Coordinator (TBC)

2. Chief Financial Officers (CFO)

3. Legal Relations Advisor (LRA) ::Hired::
Provides me with all legal advice and service
4. Universal Alignment Psychologist (UAP)

5. Public Relations Consultant (PRC)

6. Technology Engineering Consultants (TEC) ::Hired::
Provides TCo. with all Web design needs

Other Personnel
All Employee profit making small business. In addition to some somewhat more risky investment, however, these have the chance to pay off the most.
Art
Theater- Filmed in AIG Studios, we are going to find the next big movie stars. Also, TCo. and PTP only means of mass media advertising.
MOVIE STARS, Internet Movies are the next big thing!!!!! $$ S
Original Art – We are going to hire a few artists, and allow them to create artwork for a living. All artwork will be featured in free web movies and will be sold at auctions. We could find the next Dali? $ $ S
Music – We are going to hire a company band. They are going to provide all original music for our free web movies. They will also tour college campuses around the country, promoting the PTP (if they are any good?). $ S
I think that is has the greatest potential to make a lot of money.



More to come…








Table of Appendices


Appendix A Web Links
Appendix B Sales and Profitability Objectives
Appendix C Market Survey
Appendix D Production Flow Chart
Appendix E Price List / Catalog
Appendix F Sample Advertisement
Appendix G Sample Press Release
Appendix H Historical Financial Statements
Appendix I Video of Products
Appendix J Glossary


Table of Appendices


Appendix A Web Links

1. www.publictrustco.com Official DWC Public Trust Co web sites
2. www.ptpfreedompub.com Official Freedom Publishing Website
3. www.freewebflix.com Official Movie Web Entertainment Website
4. www.adackfurniture.com Adack Furniture Co. Video Shopping Website

Appendix B Sales and Profitability Objectives
Investment options: Stocks and Bonds

First Option: Class E Junk bonds for sale. These are high risk, high profit bonds for short-term investment. These are intended to make quick money for both the company and the investor. Bonds are very simple. Bonds are sold in any amount. The principle investment doubles in 3 years.
Example: A $5,000 company bond purchased by investor. This is a bond between the investor and the company. Three years from buying date, 1 of 3 things are going to happen:
1. $10,000 returned, if company can afford it, if not next option,

2. $5,000 returned, and another $5,000 in the next 3 years. Alternatively, if this is not possible for company, next option,

3. $0 returned, if business fails. All company records will be available.

This is a legal contract between the investor and the company, bonds will be re-paid to investors if the company can afford it. Why would you want to take this risk? Because this is like investing your money into a 24 % account. Remember compound interest. This doubles what the investment is in 3 years, only if you believe that the business is going to succeed, since investors may not get anything back. This is why I wrote my book: after reading the book, it is my hope that you believe in this business, and that you will want to invest. This option is always available, any amount can be invested and anyone can buy company bonds. I will sometimes need to ask for a specific amount to fund a certain projects in the near future, more details on this when the time comes.
I am starting this company from nothing, which is not going to be easy. This is the reason most people think that I am going to fail, this is also the reason that most people do not try to do anything risky, and they just as well work for wages the rest of their lives. I am not going to do it like that. If this plan does not work, then I will come up with something that will. The book is my investment and business plan. I am committed to everything that the book states and I am going to follow it to success.

Forty percent of the company is for sale right now. This is a limited time offer. The company anticipates stock prices to rise to more then $50 a share in the next few months. This is a tremendous opportunity for long-term investors.

Stock and ownership of the company
Divide company and sell shares to people that want long term, potential huge profits. Instead of buying a bond, which is designed to re-pay investor in 3 years, stock options would make far more money in the end. This is why I did not want to sell them in the first place, however I have thought about it, and it might attract a different kind of investor. Stockholders have an active say in the company because they are part owner. I will lose some control, (I will not let go of more the 50%). In addition, I would get to share a little more of the responsibility. This is good because the stockholder will be on my team, we help each other, it is in our best interest to make the business grow and profit.
This is a list of the stock options for my company:
Stock Options All stock numbers need to be reworked.
By buying stock in my company, you will enjoy the long-term benefits of this company’s profits. This company is aiming at $20 million in 25 years. By buying now, while the price is incredibly low, in 10 years, company will be worth thousands of times more.

Total Company Value Now $80,000
Need $40,000 in company bonds, or stock to get first house. $80k is debt in bonds. Stock options cannot be cashed in for at least 10 years (Stockholders know why you cannot take out before then). Stockholders would know that this stock is going to go up, so they will not sell their shares.

$80,000 = 100 % of company. Break up into 10,000 shares.
$80k/10k = $8 a share.
I want to own 60% of company. 6,000 shares. $8 a share x 6,000 = $48,000 this is my stock value.
4,000 for sale.

If you buy 1,000 shares now, at $8 a share = $8,000 investment for company.
You own 10% of the company.
When company puts $20,000 down payment on the first house, and $20,000 into cash flow for renovations and furniture building, which is going to happen before Christmas, the
Company stock is now worth $180,000 (house value)
Stock goes from $8/s to
$180,000/10,000 shares = $18 a share

Your stock, 1,000 shares now equals $18,000; you just made $10,000, in 3 months. However, as a stockholder you know that you do not sell yet! This stock is going to continue to grow.
By the end of the summer; the first house will be worth $250,000, and a second house be acquired to company assets. $150,000 + $250,000 = $400,000
$400,000/ 10,000s
Stock now worth $40 a share. Your 10 percent of the company is now worth = $40,000.
You started with $8,000, by the end of the summer you could have $40,000. Do you want to take that risk?
(This is why I originally did not want to sell stock. Because I wanted this profit for myself, that is why this is a limited time offer. Once the business buys the first house and has $20,000 for cash flow, this offer will be expired, so buy now, this could be the only time the company needs investors this badly, that it will offer to share ownership).

Stock price is based on estimated Company Value
Year Company Assets Company Value
2006 1 house $180,000
2007 3 houses $400,000
2008 4 houses $550,000
2009 4 houses $650,000
2010 5 houses $850,000
2011 5 houses $1,000,000
House Refinancing and $100,000 a year is added to high interest accounts
2016 5 houses and $800k in high interest account $1,800,000
2022 10 houses and $1.6 million in high interest account $5,400,000
2028 10 houses paid off, $3.2 million in accounts $10,000,000



You can make $100,000 on an $8,000 investment. In addition, you will want to continue to buy now while stock is low, because stock value will increase so much. You will also become part owner of the company, so it would be in your best interest to help the company anyway you can. This translates into helping me, because I am the owner of the company. I still have control over 50 percent of the company. Ten Percent of the company now is worth is only $8,000. In 20 years, 10% will be worth $1,000,000. Do you want a piece of this company?

All I need is $40,000 now to get the first house. I will take care of the rest. Please enjoy your money working for you, all you have to do is invest now, I will do the rest of the work.




I do not want to share this company with just anyone; I want to share this company with my family and my chosen business partners. I do not have a problem sharing all the company profits with people I care about. This is also give my family and business partners a financial part of the company, as well as part ownership. Therefore, it will be in our best interest to make it grow. Do you want to be a part of something that could be huge?
If you are the owner of 10 percent of my company, (you own 1,000 shares).You will have $1,000,000 worth of my stock in 22 years. This is not a bad company to invest in. And because I am only going to offer it to a certain number of people, it is going to remain a family company. What kinds of companies do you think about going to be around 22 years from now? What kind of companies would you want to see around in the future? Corporate business and hotel changes, or a business that if more fair to the people.
Much more on this to come.
What do you think of this idea? Please tell me what you think!!! Do you want to invest?



Appendix C Market Survey FULL REPORT COMING SOON
Community Profile Project www.census.gov
Survey of the Census data for the area.

Appendix D Production Flow Chart (Old, needs to be updated)



Appendix E Price List / Catalog

Multi-Unit Custom Made
Features: Custom made to order. Features unique bookshelf and clothes hanger makes this unit ideal for anywhere with space in short supply.
Great for bedrooms, Living rooms, dorm rooms and more. (Hang space can be designed for long coats.)
$50 EACH
$75 w/ delivery
Special Price!
Multi-Unit Custom Made.
Wood Stain colors Dark Brown or Natural
Do you want more shelf space or more hanging space?
Total height 4’ width 3’
Customize yours any size.
Custom Size shelves: DVD (6in.)
Files (8 1/2in)




Appendix F Sample Advertisement
See Advertisement attachment
Appendix G Sample Press Release
Appendix H Historical Financial Statements
Appendix I Video of Products
See a full line of video products at publictrustco.com
Appendix J

Glossary: A particular domain of knowledge with definitions, which are newly introduced to the lexicon of American English.


Terms Definition

A Adack Furniture Adirondack Furniture, hand made in the United States
Age of Information Generation Studios Movie Web’s Media Studio. This is where all video production, filming and editing takes place. Courtesy of PTP Real-Estate.

Advertising Advertising is drawing public attention to goods and services by promoting businesses. It is an important part of an overall promotional strategy. All of our advertising is going to be done in the form of online product placement.
B
Basic Standard of Living
(BSoL Rights) Every Person is entitled to a safe and sanitary home. A home includes personal living space, nutrition, education, leisure and entertainment time as well as access to the internet.


Bed and Breakfast
Renting out rooms from within an occupied house. The host provides a private room as well as other profit services. Example of a model that makes good use of space
Bargaining Process in which social exchange is discussed, both parties engage in a business agreement that benefits both.

Board of Directors Six Specialized Individuals who manage and control DWC PTCo.
Bond See TCo. Bond

C Cash
Chief Executive Manager
(CEM, or Chief EM) The Chief EM’s duty to find the best people for the Board of Directors and to ensure that they have everything they need to work as effectively as possible. These six people will use their individual skills to make TCo. happen. The CEM sees to it that they.
Coalition Formation A coalition is an alliance among entities, during which they cooperate in joint action, each in their own self-interest. This alliance may be temporary or a matter of convenience.

Consolidation Efforts to save money by making the fewest number of people do one job for everyone.
Code of Honor An ethically positive bureaucratic Code of Conduct that all PTP businesses and members live and do business by. An effort to clean up big business and to focus on what is most important. People NOT Money. Public Not Private.
Condominiums Similar to hotels, intended for longer stay. High Profit.

D David W Coon Chief Executive Manager of DWC Public Trust Co.
Chairman of the PTP Committee
Density Cities are more densely populated and have more potential for service based jobs than the suburbs.
DW Anthology First Major Publication from DW Coon – Releases Fall, 2007.
DW Coon The Pen Name of David W Coon, the Author.
DWC Public Trust Co The First Business Member of the PTP

E Equality The ideal state of the public society. All working people have comparable incomes and estates. All have BSoL.
Equity The value that real-estate builds up over time. Can be drastically increased by re-finishing and renovating.


F

Free Movie Web Entertainment
(FMBE) Free online video entertainment
www.freewebflix.com


G
Graph Time Theory (GTT) A scientific graph theory that explains tends over time in well planed and easy to read graph pictures.



H Higher Standard of Living A philosophy of living that expects more the average. Perfection is not optional, and achiving the Highest Standard of Living for Everyone is the goal of the PTP.
High Profit, Short Term
(Hpst) Method of renting property that makes the most money in the shortest time.



I Investment
Business investments have the greatest potential return of all investments. Money can grow at any rate.
Interest-Rate 3% banks 6% insurance 12% mutual funds
J
Justice Justice is the ideal, morally correct state of things and persons. For many, justice is overwhelmingly important: "Justice is the first virtue of social institutions, as truth is of systems of thought.

K
L Land

M Mortgage A loan specifically to buy a house. Paid bi-weekly or monthly.


N NOW

Now is the time that is happening as you read this. This is the best time to work. The more work that gets done NOW, the longer the effect it has on the Universe.
O Ownership

Instead of private ownership, public ownership is shared among all stockholders, and all profit is likewise dispersed.
P Priceline.com Name your own price on hotels. My rooms are going to be the same quality as 5 star hotels, but at the cost of 3 star hotels.
Public Trust People in power have the obligation to be trusted by the Pubic. A citizen of the public, is said to be Trust worthy if they agree to all the concepts of the ideology of Public Trust.
Public Trust Partnership
(PTP) The PTP is a non-profit Public business partnership group operating in the interest of the working people. All PTP business is conducted Ethically under the Code of Honor. Public Trust, Honor, Honesty and Equality.

Q Quality Everything that we do, we do at the highest quality possible. We are less concerned about cost than we are about quality.
R Real-Estate
Property; the primary asset of all the public companies. We are investing into real-estate because of it’s security.
Rent Profit (RP) Each houses rents out for more than the Mortgage Payment, the extra is PTP Real-Estate’s Profit. Can be used to pay employee free rent.
Re-Financing After house are re-finished, we can re-finance for the new value of the house. This is how me are going to make the most profit.
Re-Finishing The process of updating and renovating houses. This process costs money, but pays off in much greater multiples of costs.
Rule of 72 72 divided by the interest rate is how many years it takes to double.
Ex. $10,000 at 10% interest = 7.2 years money doubles to $20k.

S Specialization
Each business and individual work together as they use their specialized skills for the profit of the public company.
Synergy All PTP businesses working together.

T TC Stock All company profit is divided amount Share holders in TC Stock
TCo. Bond A legal, Class E Junk Bond. High risk and high return.
All investment in bonds grow at 24% interest for 3 years. (2x in 3 years)

Think About it 4
The Title of this Business Plan, forth edition.
Truth Commission Screenplay by DW Coon, Movie Web’s first major production.
Trust Member Highest level in the PTP. Guaranteed BSoL for life for all Trust Members. Anyone can be a member.
U Universal Alignment The Universe always returns to balance from chaos. Individuals can learn about and understand this process, and if prepared for it, can interact with the Universe in a more proactive way.
V

Tuesday, March 13, 2007

Breaking News 3/13/07

TcoLog 0051 Version 1.00 03/13/07 4 Pages

Note: News on the Stock Market


Breaking NEWS!!!

U.S. concerns shake Europe markets


Reported from CNN.com

http://www.cnn.com/2007/BUSINESS/03/13/europe.shares.reut/index.html



LONDON, England (Reuters) -- European shares dropped on Tuesday and ended at the day's low as banks were rattled by concerns about their exposure to a troubled U.S. housing market and worries that growth in the U.S. economy will stall.

The pan-European FTSEurofirst 300 index closed unofficially down 1 percent at 1,466.97, marking the day's low after a morning retreat by U.S. shares gathered pace.

The DJ Stoxx European banking sector index fell 1.5 percent, with Barclays down 3 percent and Santander, Royal Bank of Scotland and Credit Suisse each down about 2 percent as banks on both sides of the Atlantic were unsettled by deepening troubles among U.S. subprime mortgage lenders.

Merger and acquisition activity and speculation continued to support selected stocks, however, including tobacco firm Altadis and UK retailer Alliance Boots.

Shares in confectionery firm Cadbury Schweppes leapt 10.5 percent after it said U.S. activist investor Nelson Peltz had taken a 3 percent stake, sparking talk he wants to split the company up to unlock value.

The FTSEurofirst's drop extended its slide to over 5 percent since Feb. 26.

Darren Winder, head of macro and strategy research at Cazenove, said the 6-12 month outlook for equities was positive due to rising earnings and attractive valuations, but markets could remain unsettled in the near future after the disruption of recent weeks.

"The nature of that disturbance, particularly the concerns about the U.S. economy, is a discussion that's going to linger, and while that nervousness is around I think markets will continue to be vulnerable," he said.

Problems in the troubled U.S. subprime mortgage sector deepened on Tuesday as New Century Financial said it underestimated its debt to Credit Suisse by $500 million, pushing New Century closer to bankruptcy.

Defaults among U.S. borrowers with poor credit have swelled, raising concerns about a wider impact on the economy.

British plumbing and heating equipment firm Wolseley was knocked 3.9 percent lower by fears that a U.S. housing downturn will hurt demand.

Across European exchanges, London's FTSE 100 index and Paris's CAC 40 both fell 1.2 percent and Frankfurt's 30 share DAX shed 1.4 percent.

Weaker-than-expected U.S. retail sales figures added to the trouble in the mortgage market to pull U.S. shares lower in early action. The Dow Jones industrial average was down 1 percent around the time of the European market close.

European insurance and other financial stocks dipped alongside banks, and drugs and oil sectors also slipped.

Brewer SABMiller shed 4.4 percent after it said Heineken's termination of its South African subsidiary's licence to manufacture and distribute Amstel Lager would cost it $80 million in profit.

But Altadis firmed 1 percent after a report it had been approached by UK rival Imperial Tobacco. Altadis said the report was "groundless".

Alliance Boots also bucked the gloom with a 2.1 percent gain on speculation Kohlberg Kravis Roberts may return with a higher offer after an initial approach was rebuffed.

"The arithmetic is very supportive for M&A activity," Cazenove's Winder said. "If you look at net debt relative to profitability, in aggregate terms equities look under geared...that is a theme that's going to remain with us."



What does this mean?

"It is going to make getting the kind of mortgage I want much harder.

This is not good." -DW Coon